Week 5 breakdown
Our picks
Frozen Thu, Oct 1, 8 PM ET. Locks 3–4, bold calls 0–7 this season.
Tight agreement 5 games
Over 27 seasons (2,607 games) favorites here won 69.8% against a 67.6% forecast; in 2023–25 it ran hotter, 74% against 66%. Lean a little toward the favorite. The blend adds 2 points.
- TB at DAL — Dallas Cowboys over the Buccaneers: Elo 78%, market 80%, System 84%. Tight agreement: go above both. Prescott is worth 17 Elo; Daniels is costing 100 Elo.
- NYG at WSH — Washington Commanders over the Giants: Elo 60%, market 63%, System 64%. Tight agreement: go above both. Winston is costing 71 Elo.
- IND at PIT — Pittsburgh Steelers over the Colts: Elo 61%, market 59%, System 59%. Tight agreement: go above both. PIT off a bye; wind 19 mph (matters), 65°F.
- LV at NE — New England Patriots over the Raiders: Elo 63%, market 62%, System 64%. Tight agreement: go above both. Cousins is worth 70 Elo.
- SF at SEA — Seattle Seahawks over the 49ers: Elo 59%, market 60%, System 62%. Tight agreement: go above both. Lock is costing 30 Elo.
Where Elo and the market disagree 5 games
Over 27 seasons (1,102 games) Elo's side won 50% while Elo claimed 65% and the market 48%. The market was right almost every time. Take the market's number, or split the difference at most. This is where Elo is overconfident.
- PHI at JAX — Jacksonville Jaguars over the Eagles: Elo 63%, market 77%, System 73%. Big disagreement: trust the market number. Hurts is worth 17 Elo.
- HOU at TEN — Houston Texans over the Titans: Elo 63%, market 74%, System 71%. Big disagreement: trust the market number. Ward is worth 19 Elo.
- CIN at MIA — Cincinnati Bengals over the Dolphins: Elo 50%, market 76%, System 67%. Big disagreement: trust the market number. Willis is worth 90 Elo; Burrow is worth 17 Elo; wind 11 mph, 90°F (heat hurts favorites).
- MIN at NO — Minnesota Vikings over the Saints: Elo 77%, market 56%, System 61%. Big disagreement: trust the market number. Shough is costing 16 Elo; Murray is worth 100 Elo.
- CLE at NYJ — New York Jets over the Browns: Elo 42%, market 56%, System 53%. Big disagreement: trust the market number. Smith is worth 22 Elo; Watson is worth 34 Elo; CLE off a bye.
Games that swing the most
Importance is how far the league's playoff odds move between a home win and an away win, from simulated seasons. Quality is the strength of the two teams. Both 0–100.
- NYG at WSH: importance 51, quality 20
- TB at DAL: importance 49, quality 18
- PHI at JAX: importance 48, quality 48
- IND at PIT: importance 48, quality 35
- LV at NE: importance 46, quality 38
Line movement since the picks froze
- BAL at ATL: ATL 28% → 47% (money on ATL)
- PHI at JAX: JAX 58% → 74% (money on JAX)
- CHI at GB: GB 55% → 42% (money against GB)
- DEN at LAC: LAC 46% → 37% (money against LAC)
- CIN at MIA: MIA 18% → 25% (money on MIA)
- SF at SEA: SEA 64% → 58% (money against SEA)
- NYG at WSH: WSH 59% → 62% (money on WSH)
- CLE at NYJ: NYJ 53% → 56% (money on NYJ)
Where the markets disagree with each other
The books, Kalshi and Polymarket are within 4 points of each other on every game.
Every game, with a suggested slider
The suggestion is the blend, which is also The System. The Game plan turns it into a week: which games to press, which to keep near 50, and how hard to lean given your place on the leaderboard. Adjust for what you know that the models don't.
| Game | Suggested | Why |
|---|---|---|
| TB at DAL Thu 8:15 PM ET | DAL 82% | Dallas Cowboys over the Buccaneers: Elo 78%, market 80%, System 84%. Tight agreement: go above both. Prescott is worth 17 Elo; Daniels is costing 100 Elo. |
| PHI at JAX Sun 9:30 AM ET | JAX 73% | Jacksonville Jaguars over the Eagles: Elo 63%, market 77%, System 73%. Big disagreement: trust the market number. Hurts is worth 17 Elo. |
| NYG at WSH Sun 1:00 PM ET | WSH 64% | Washington Commanders over the Giants: Elo 60%, market 63%, System 64%. Tight agreement: go above both. Winston is costing 71 Elo. |
| HOU at TEN Sun 1:00 PM ET | HOU 71% | Houston Texans over the Titans: Elo 63%, market 74%, System 71%. Big disagreement: trust the market number. Ward is worth 19 Elo. |
| IND at PIT Sun 1:00 PM ET | PIT 62% | Pittsburgh Steelers over the Colts: Elo 61%, market 59%, System 59%. Tight agreement: go above both. PIT off a bye; wind 19 mph (matters), 65°F. |
| CIN at MIA Sun 1:00 PM ET | CIN 69% | Cincinnati Bengals over the Dolphins: Elo 50%, market 76%, System 67%. Big disagreement: trust the market number. Willis is worth 90 Elo; Burrow is worth 17 Elo; wind 11 mph, 90°F (heat hurts favorites). |
| LV at NE Sun 1:00 PM ET | NE 64% | New England Patriots over the Raiders: Elo 63%, market 62%, System 64%. Tight agreement: go above both. Cousins is worth 70 Elo. |
| MIN at NO Sun 1:00 PM ET | MIN 61% | Minnesota Vikings over the Saints: Elo 77%, market 56%, System 61%. Big disagreement: trust the market number. Shough is costing 16 Elo; Murray is worth 100 Elo. |
| CHI at GB Sun 1:00 PM ET | CHI 50% | Chicago Bears over the Packers: Elo 45%, market 52%, System 50%. Nothing to exploit; the blend is fine. Bagent is costing 100 Elo. |
| CLE at NYJ Sun 1:00 PM ET | NYJ 53% | New York Jets over the Browns: Elo 42%, market 56%, System 53%. Big disagreement: trust the market number. Smith is worth 22 Elo; Watson is worth 34 Elo; CLE off a bye. |
| DEN at LAC Sun 4:05 PM ET | DEN 62% | Denver Broncos over the Chargers: Elo 59%, market 63%, System 62%. Nothing to exploit; the blend is fine. Herbert is worth 18 Elo. |
| DET at ARI Sun 4:25 PM ET | DET 67% | Detroit Lions over the Cardinals: Elo 59%, market 69%, System 67%. Nothing to exploit; the blend is fine. Brissett is costing 40 Elo. |
| SF at SEA Sun 4:25 PM ET | SEA 62% | Seattle Seahawks over the 49ers: Elo 59%, market 60%, System 62%. Tight agreement: go above both. Lock is costing 30 Elo. |
| BAL at ATL Sun 8:20 PM ET | ATL 60% | Atlanta Falcons over the Ravens: Elo 56%, market 62%, System 60%. Nothing to exploit; the blend is fine. Penix is worth 28 Elo; Huntley is costing 16 Elo. |
| BUF at LAR Mon 8:15 PM ET | LAR 59% | Los Angeles Rams over the Bills: Elo 53%, market 62%, System 59%. Nothing to exploit; the blend is fine. |