Week 3 breakdown
Our picks
Frozen Fri, Sep 18, 12 AM ET. Locks 3–4, bold calls 0–7 this season.
Tight agreement 5 games
Over 27 seasons (2,607 games) favorites here won 69.8% against a 67.6% forecast; in 2023–25 it ran hotter, 74% against 66%. Lean a little toward the favorite. The blend adds 2 points.
- ATL at GB — Green Bay Packers over the Falcons: Elo 66%, market 69%, System 70%. Tight agreement: go above both. Penix is worth 28 Elo.
- TEN at NYG — New York Giants over the Titans: Elo 59%, market 56%, System 57%. Tight agreement: go above both. Winston is costing 71 Elo; Ward is worth 19 Elo; wind 16 mph (matters), 61°F.
- LAC at BUF — Buffalo Bills over the Chargers: Elo 77%, market 75%, System 78%. Tight agreement: go above both. Herbert is worth 18 Elo; BUF off a bye.
- ARI at SF — San Francisco 49ers over the Cardinals: Elo 78%, market 77%, System 81%. Tight agreement: go above both. Brissett is costing 40 Elo.
- PHI at CHI — Philadelphia Eagles over the Bears: Elo 61%, market 64%, System 65%. Tight agreement: go above both. Keenum is costing 100 Elo; Hurts is worth 17 Elo.
Where Elo and the market disagree 5 games
Over 27 seasons (1,102 games) Elo's side won 50% while Elo claimed 65% and the market 48%. The market was right almost every time. Take the market's number, or split the difference at most. This is where Elo is overconfident.
- KC at MIA — Kansas City Chiefs over the Dolphins: Elo 52%, market 84%, System 73%. Big disagreement: trust the market number. Willis is worth 90 Elo; Mahomes is worth 46 Elo; wind 4 mph, 83°F (heat hurts favorites).
- CIN at PIT — Cincinnati Bengals over the Steelers: Elo 50%, market 61%, System 58%. Big disagreement: trust the market number. Burrow is worth 17 Elo.
- CAR at CLE — Carolina Panthers over the Browns: Elo 44%, market 54%, System 52%. Big disagreement: trust the market number. Watson is worth 34 Elo.
- MIN at TB — Minnesota Vikings over the Buccaneers: Elo 74%, market 51%, System 56%. Big disagreement: trust the market number. Murray is worth 100 Elo; wind 7 mph, 84°F (heat hurts favorites).
- LV at NO — New Orleans Saints over the Raiders: Elo 52%, market 64%, System 61%. Big disagreement: trust the market number. Shough is costing 16 Elo; Cousins is worth 70 Elo.
Games that swing the most
Importance is how far the league's playoff odds move between a home win and an away win, from simulated seasons. Quality is the strength of the two teams. Both 0–100.
- LV at NO: importance 54, quality 26
- BAL at DAL: importance 54, quality 33
- LAR at DEN: importance 52, quality 55
- HOU at IND: importance 47, quality 31
- CAR at CLE: importance 46, quality 20
Line movement since the picks froze
- SEA at WSH: WSH 46% → 28% (money against WSH)
- TEN at NYG: NYG 71% → 64% (money against NYG)
- CIN at PIT: PIT 45% → 38% (money against PIT)
- MIN at TB: TB 53% → 47% (money against TB)
- PHI at CHI: CHI 34% → 39% (money on CHI)
- NE at JAX: JAX 55% → 61% (money on JAX)
- LAC at BUF: BUF 71% → 75% (money on BUF)
- NYJ at DET: DET 76% → 72% (money against DET)
Where the markets disagree with each other
- LAR at DEN: Books 46% vs Kalshi 51% (4 pts apart)
Every game, with a suggested slider
The suggestion is the blend, which is also The System. The Game plan turns it into a week: which games to press, which to keep near 50, and how hard to lean given your place on the leaderboard. Adjust for what you know that the models don't.
| Game | Suggested | Why |
|---|---|---|
| ATL at GB Thu 8:15 PM ET | GB 70% | Green Bay Packers over the Falcons: Elo 66%, market 69%, System 70%. Tight agreement: go above both. Penix is worth 28 Elo. |
| NYJ at DET Sun 1:00 PM ET | DET 72% | Detroit Lions over the Jets: Elo 69%, market 73%, System 72%. Clear favorite, take the average. Smith is worth 22 Elo; DET off a bye. |
| HOU at IND Sun 1:00 PM ET | HOU 53% | Houston Texans over the Colts: Elo 52%, market 53%, System 53%. Coin flip: stay near 50. |
| KC at MIA Sun 1:00 PM ET | KC 76% | Kansas City Chiefs over the Dolphins: Elo 52%, market 84%, System 73%. Big disagreement: trust the market number. Willis is worth 90 Elo; Mahomes is worth 46 Elo; wind 4 mph, 83°F (heat hurts favorites). |
| TEN at NYG Sun 1:00 PM ET | NYG 58% | New York Giants over the Titans: Elo 59%, market 56%, System 57%. Tight agreement: go above both. Winston is costing 71 Elo; Ward is worth 19 Elo; wind 16 mph (matters), 61°F. |
| CIN at PIT Sun 1:00 PM ET | CIN 58% | Cincinnati Bengals over the Steelers: Elo 50%, market 61%, System 58%. Big disagreement: trust the market number. Burrow is worth 17 Elo. |
| SEA at WSH Sun 1:00 PM ET | SEA 76% | Seattle Seahawks over the Commanders: Elo 71%, market 77%, System 76%. Clear favorite, take the average. Lock is costing 30 Elo. |
| NE at JAX Sun 1:00 PM ET | JAX 58% | Jacksonville Jaguars over the Patriots: Elo 53%, market 59%, System 57%. Nothing to exploit; the blend is fine. wind 8 mph, 84°F (heat hurts favorites). |
| LAC at BUF Sun 1:00 PM ET | BUF 78% | Buffalo Bills over the Chargers: Elo 77%, market 75%, System 78%. Tight agreement: go above both. Herbert is worth 18 Elo; BUF off a bye. |
| CAR at CLE Sun 1:00 PM ET | CAR 52% | Carolina Panthers over the Browns: Elo 44%, market 54%, System 52%. Big disagreement: trust the market number. Watson is worth 34 Elo. |
| ARI at SF Sun 4:05 PM ET | SF 79% | San Francisco 49ers over the Cardinals: Elo 78%, market 77%, System 81%. Tight agreement: go above both. Brissett is costing 40 Elo. |
| MIN at TB Sun 4:05 PM ET | MIN 57% | Minnesota Vikings over the Buccaneers: Elo 74%, market 51%, System 56%. Big disagreement: trust the market number. Murray is worth 100 Elo; wind 7 mph, 84°F (heat hurts favorites). |
| LV at NO Sun 4:25 PM ET | NO 61% | New Orleans Saints over the Raiders: Elo 52%, market 64%, System 61%. Big disagreement: trust the market number. Shough is costing 16 Elo; Cousins is worth 70 Elo. |
| BAL at DAL Sun 4:25 PM ET | BAL 61% | Baltimore Ravens over the Cowboys: Elo 57%, market 62%, System 61%. Nothing to exploit; the blend is fine. Prescott is worth 17 Elo. |
| LAR at DEN Sun 8:20 PM ET | DEN 51% | Denver Broncos over the Rams: Elo 57%, market 49%, System 51%. Nothing to exploit; the blend is fine. wind 10 mph, 78°F (heat hurts favorites). |
| PHI at CHI Mon 8:15 PM ET | PHI 65% | Philadelphia Eagles over the Bears: Elo 61%, market 64%, System 65%. Tight agreement: go above both. Keenum is costing 100 Elo; Hurts is worth 17 Elo. |